Quality meat is important but without a home it’s hard to cook. Buying a home is hard. People have a hard time getting homes especially in today’s market and economy. buying first home, for new home buyers, is usually the hardest compared to buying a new home, for previous home owners. Times are changing thanks to the Federal Goverment. Instead of 6500 dollars of credit (3250 when filing separate), first time home buyers that are married get 8000 dollars or 4000 dollars of credit when filed separately. Current home owners must have used the home, sold or being sold, as the principle residence consecutively 5 of the 8 previous years. First time home buyers on the other hand need to only have not had a primary residence for the past 3 years. Both first time buyers and previous home owners have a binding contract in place prior to April 30, 2010. This rule is hard and fast and the home buyer tax credit will not be extended. If the contract is a binding contract to purchase and is in effect on April 30, 2010 the home buyer will have until June 30, 2010 to close. Restrictions are a yearly income of 125,000 dollars for singles and 225,000 dollars for couples. 800,000 dollars is the limitation cost for home purchased. If you are a dependent you instantly ineligible for the services Coldwell Banker provide. Tax returns must be present.
Emeril, Guy Fiottie, and plenty of other head chefs have nice houses. The other day I was wondering what did they do to not only make it a luxury but also their houses are green and Energy saving. Their home appliancesran on a lower percentage cost then a normal house hold. That got me looking on how to reduce home energycosts. I stumble upon a site that looked promising. It was called Microsoft-hohm.com. They teach simple but effective ways of reducing energy costs. They have 5 categories to save.
The first category is appliances. Cleaning dryer lint will not only improve efficiency but take away the possibility of a house fire. If you can, stringing clothes on a line outside will improve costs. Setting your computer to go into a sleep mode when not in use will help costs. Putting your copier to a low power mode, when not in use. Use auto-dry or moisture sensor when drying clothes with your dryer.
Walls window and doors is the second. Insulation in your attic increases r-values. Checking your chalking or weather stripping, for any needs of repair, will help save. Increasing insulation to a R-19, R-30 or R38 will save.
House exterior will save also. When re-roofing use rigid sheathing insulation. When replacing siding add external sheathing beneath the siding. Energy-star roofing material with solar reflection will save in cooling costs. Insulating the perimeter slab, of your house saves energy costs.
The fourth is heating and cooling. Adjusting the temperature of your home, by 5 to 15 degrees Fahrenheit, before you go to sleep or whenever you leave your home. Replacing your central air conditioner, with an Energy Star-labeled conditioner with a SEER equal to 14, 15, 16, or 17, will save money.
The 5th but still important is lighting. Instead of incandescence bulbs use a more efficient bulb. When leavening the house or a room make sure to cut out the lights to save energy.
Those 5 sets of things reduced my energy cost and those of the head chefs by a big percentage. They can save you money also.